Zooworld games
read more
Lending Software Development for Digital Loan Platforms & Automation
We build custom lending platforms: online applications, automated approvals, risk management, and reporting. KISS Software develops compliant solutions for P2P, B2B, and B2C lending — fully aligned with regulatory requirements.
Why choose KISS Software for lending platforms?
-
We build lending systems from scratch and understand legal frameworksYour software will comply with regulations and automate the entire lending lifecycle.
-
Flexible architecture adapts to your business model
Whether you work with individuals, companies, or P2P — we tailor the platform to your needs.
-
Enterprise-grade security and international compliance
Customer data, payments, and processes are protected at every level.
What we deliver for your lending project
Loan application and processing interfaces
A smooth funnel: forms, data verification, automated calculations, and status tracking.
AI/ML-based scoring and decision engines
Real-time risk assessment, fraud detection, and credit scoring.
Integration with external data sources: credit bureaus, government services, banks
Automated verification of identities, credit history, and financial data.
Loan management dashboard: schedules, delinquencies, payments
Full control over active and archived loans.
Reporting, notifications, and automated collections
Payment reminders, pre-collection workflows, and CRM synchronization.
Security, compliance, and scalability
GDPR, KYC, AML, PCI DSS — built-in and verified.
Looking for a reliable FinTech technology partner?
Work with a team that understands the market and builds production-ready systems
Testimonials
Мы заказывали у KISS Software анимацию для 2D-платформера. Ребята сразу поняли нашу стилистику, предложили интересные решения по эмоциям персонажей, а результат превзошёл ожидания. Игроки отмечают именно «живость» анимации. Будем работать ещё.
Андрей
гейм-дизайнер
Нужно было подключить аутсорс на этапе риггинга и внутриигровых синематиков под Unreal Engine. KISS вошли в проект аккуратно, без долгих вводных, всё отдали в срок, багов — ноль. Отличная техничка, быстрая реакция и понимание продакшн-процесса.
Михаил
продюсер, студия разработки игр
Уже третий проект делаем с командой KISS — всегда всё прозрачно, по делу и вовремя. У них реально хорошее чувство гейм-драмы и движущейся композиции. Отдельно ценим их подход к оптимизации под мобильные платформы.
Денис
CEO
Lending platform development process
Speed up loan issuance, reduce team workload, and control the entire credit lifecycle — in a single platform.
1
2
3
4
5
6
1
2
3
4
5
6
Business model and credit cycle analysis
We analyze your lending model: loan types, approval flows, repayments, and customer segmentation. Review acquisition channels, partner programs, and legal constraints. Identify weaknesses in existing software or spreadsheet-based solutions. Define platform architecture, roles, stages, documents, and automation logic.
Time to deliver
~ 1-2 days
UX design and credit flow modeling
Design intuitive interfaces for borrowers, managers, analysts, and administrators. Prototype the full credit journey — from application to loan closure. Support scenarios for individuals, companies, and agents. Apply responsive design and data protection principles. Validate prototypes on real-world cases.
Time to deliver
~ 2-4 days
Core development: forms, calculations, status flows
Implement validated application forms with auto-calculations and digital signatures. Configure processing workflows: checks, decision-making, approvals. Support flexible interest models, schedules, early repayments, and multiple loan products. Enable documentation and secure archiving.
Time to deliver
~ 3-7 days
Integrations with third-party services and databases
Connect banking APIs, credit bureaus, tax registries, and identity providers. Automate KYC/AML and fraud monitoring. Integrate online payment systems for repayments. Add notifications (SMS, email, push) and CRM webhooks. All processes are logged and secured.
Time to deliver
~ 5-15 days
Admin panel and analytics
Build a powerful admin dashboard for credit officers and risk managers. Visualize loan performance, statuses, delinquency metrics, and team efficiency. Enable report exports, dashboards, and KPI filters. Automate collections and overdue management. Configure roles, permissions, and audit trails.
Time to deliver
~ 2-4 days
Testing, launch, and support
Perform load and user testing. Train your team and provide documentation. Support go-live and fix issues quickly. Deliver SLA-based support, updates, and scaling. Become your long-term technology partner in digital lending.
Time to deliver
~ 1-2 days
Technologies and tools we use
Java
Javascript
MySQL
PHP
Java
Javascript
MySQL
PHP
FAQ
Yes, we integrate AI/ML models for automated scoring and risk prediction.
In most jurisdictions — yes. We help you prepare for legal and regulatory compliance.
An MVP can be launched in 2–3 months. A full-featured system typically takes 4+ months.
Want to automate the entire loan issuance and repayment process?
We’ll build a custom platform that puts everything under control
